Are Free Auto Insurance Quotes Valid Online?

Posted on: 15Jan,2016

One of the most convenient tools that a person can use when shopping for auto insurance are the free quotes you get from using an auto insurance online calculator. Granted, they are easy to use and extremely convenient. But are these free auto insurance quotes that you can get online valid and reliable? Although they may be, you will still get redirected to the insurance company that the calculator was launched by for a final quote. However, it is important to realize that there are certain benefits to using one of these calculators and signing up with an insurance company online.

Data is Printable

One of the primary advantages to getting free auto insurance quotes over the internet is that you can print out all of the data that results from you using that online calculator. Not only that, but you can print out your identification and proof of insurance cards. Suffice it to say, most insurance companies enjoy the fact that printable data is more cost-effective than having to pay for postage. Additionally, you have that data immediately – no waiting on the Post Office to deliver the information.

No Lack of Customer Service

Although it is purely a myth, many individuals do not trust getting free quotes online or signing up with an auto insurance company over the internet. The primary reason is because they feel that customer support will be lacking. Fortunately, since everything is centralized, the insurance company you are dealing with online has as much control (if not more) over their customer support department than dealing with these issues in the traditional manner.

Online Claim Reporting

Although this is an after-the-fact benefit, if you use an online calculator to get free auto insurance quotes and you eventually purchase coverage from that company, you will be able to file claims online. Simply connect to the internet, complete a claims report, and everything will be sorted out within a few minutes. The benefit to you is that you won’t have to deal with a claims adjuster and all the red tape that is involved.

Price Comparisons

It goes without saying the biggest benefit to getting free auto insurance quotes online is that it enables you compare pricing quickly and easily. Along with the convenience that this provides, it is also easier to file claims over the internet with many insurance companies today. In most cases, you will receive a better quote online than if you are dealing with an insurance agent face to face.

The Trust Factor

One of the primary reasons that some people are reluctant to do any business and purchase anything over the internet is because they worry about the safety and security of their banking and personal information. That is why it is so vital that you trust the quotes that you receive online. So how trustworthy are these free auto insurance quotes? For the most part, you can trust these sites but there is no harm in being cautious. There are still a number of sites that are owned and operated by two types of unethical individuals.

The first group of unethical characters is the ones who fudge on the results of the information you have given them when attempting to get free quotes online in order to maximize the amount of money they can get away with charging you. However, it is the second group of criminals that causes the greatest amount of concern and those are the ones who are merely using the quote site as a ploy to steal your banking or personal information so they can hack into your accounts.

Despite the fact that you may run across some sites that are less than ethical, these instances are pretty rare. The main reason for this is because those sites usually do not last or survive very long. In most cases, when individuals realize that these sites are not what they say they are, they will report them and stop using them altogether. Consequently, the risk of encountering one of these websites is fairly remote. As a suggestion, there are numerous online review sites that you can use in order to find out whether or not these FREE auto insurance quote sites are reputable.