Protect your Investment!
Insurance can help you with your peace of mind, knowing that in the event of a covered loss, your damaged home can be rebuilt and your destroyed belongings can be replaced.
Types of coverage can include:
Dwellings and other structuresHomeowners
insurance provides coverage for damage to your home and other structures on your property such as a shed or detached garage.
- Weather damage
- Fire damage
- Smoke damage
- Falling objects
- Accidental Plumbing Damage
- Accidental electrical damage to appliances
- Damage by vehicles
Condominium owners are covered for accidental damage to improvements you make in your unit for which your association’s policy does not provide coverage, subject to your condo insurance policy limits.
Homeowners also provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren’t worth a lot, but those items all add up when you have to replace them.
Finally, in the event someone is injured or you damage property that belongs to others, you could be held legally liable for the injury or damage. A homeowner, condominium or renter policy provides liability coverage* should this ever occur, subject to some exclusions. Coverage options include:
Personal liability for you, your spouse, relatives living with you and persons under 21 in your care Protection against claims you’re legally obligated to pay Payment of the cost of defending claims against you Medical expenses of others Accidental death benefits.